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If you’re self-employed or running a small business, you might not always have up-to-date tax returns or full financial statements ready. That’s where a low doc loan can help.
Thor Finance assists Brisbane business owners and sole traders to access low documentation loans — flexible finance solutions designed for people with limited paperwork but strong cash flow. We’ll help you compare lenders, explain requirements clearly, and guide you through each step of the process.
Traditional lenders often ask for years of financial records and business history. For many hardworking Brisbane business owners — tradespeople, contractors, freelancers and entrepreneurs — that’s not always practical.
A low doc loan provides an alternative. These loans are designed for self-employed borrowers who can demonstrate their ability to repay using alternative evidence, such as bank statements or BAS records.
At Thor Finance, we make the process simple, responsible and transparent — connecting you with lenders who understand the realities of running a business.
We offer a variety of low doc finance options to suit different needs and business structures.
Our Brisbane low doc loan options include:
For working capital, expansion or equipment purchases.
Vehicle finance for trades, couriers or professionals.
Funding for tools, plant, and machinery.
For business owners purchasing or refinancing property.
For lifestyle or renovation needs.
Each lender has different documentation requirements, but our brokers will guide you through what’s needed and find suitable options based on your situation.
Thor Finance works with a wide range of Brisbane clients who need flexible finance, including:
Self-employed tradespeople with limited financial documentation.
Freelancers and contractors working across industries.
Small business owners seeking working capital or asset finance.
Startups and new ABN holders needing early-stage funding.
Note: Information on this page is general and does not consider your personal circumstances. Please seek independent financial advice before making lending decisions.
Brisbane-based brokers who understand the challenges of self-employment.
Access low doc products from trusted Australian lenders.
We’ll help you understand eligibility, documentation and terms.
Transparent, ethical approach — focused on sustainable outcomes.
Getting a low doc loan through Thor Finance is simple and confidential:
Tell us about your goals and what you’d like to finance.
We assess your situation and available documentation.
We present suitable low doc loan options and explain each clearly.
We prepare and lodge your application with your chosen lender.
Once approved, funds are released so you can move forward.
We also assist with:
for growth, cash flow and expansion.
for vehicles, tools or equipment.
for equipment or business property.
Thor Finance proudly supports individuals and businesses across Brisbane and the greater surrounding areas — including South Brisbane, Fortitude Valley, Milton, Newstead, West End and beyond.
A low doc (low documentation) loan is designed for self-employed borrowers who may not have traditional financial paperwork, such as full tax returns.
Depending on the lender, you can use business activity statements (BAS), bank statements, accountant declarations, or other forms of income verification.
Yes — we offer low doc finance for vehicles, tools, plant and machinery.
Yes. Most lenders require you to have an active ABN, typically registered for at least six to twelve months.
An initial enquiry won’t affect your score. A formal application may involve a credit check, which we’ll discuss beforehand.
Disclaimer: Information on this page is general in nature and does not constitute financial or credit advice. All applications are subject to lender assessment and eligibility criteria. Please consider your personal circumstances or seek professional advice before applying for finance.
Email us to let us know how we can help you with your business’ Loan requirements.
Thor Finance
ABN 31 629 922 589
Contact us to see how we can help you with your finance requirements
Thor Finance ABN 31 629 922 589 is an Authorised Credit Representative
#557246 of AFAS Group PTY LTD, Australian Credit Licence #414426.