Commercial Loans in Brisbane

Finance That Builds Brisbane Businesses — Commercial Loans Made Simple

From trucks and trailers to construction machinery and tools, having the right equipment can drive your business forward.

Thor Finance helps Brisbane businesses access commercial loans and vehicle finance suited to their size, structure and goals. Our brokers compare options across a wide panel of lenders to find practical, flexible finance that supports your growth — without disrupting cash flow.

Introduction

Commercial loan options for Brisbane businesses and property investors

We help Brisbane businesses and investors explore commercial loan options based on their financial goals and lender requirements. Commercial loans may be used for purchasing commercial property, refinancing existing loans, or supporting business expansion.

As a finance broker, we assist by comparing options from a range of lenders and explaining different loan structures, eligibility criteria, and documentation requirements. This can help business owners and investors better understand the available finance options before making a decision.

All applications are subject to lender assessment and conditions.

Documents commonly requested

Documentation requirements vary depending on the lender and loan structure but may include:

  • Identification documents

  • Business registration and ABN details

  • Financial statements (profit & loss, balance sheet)

  • Tax returns or BAS statements

  • Property details and purchase contracts

We assist by outlining what documentation may be required before the application process begins.

Why use a finance broker for commercial loans?

Working with a finance broker may help you:

  • Compare commercial loan options from multiple lenders

  • Understand differences between loan structures and lender criteria

  • Navigate documentation requirements

  • Maintain a single point of contact throughout the process

We do not provide guarantees or approvals. Loan outcomes depend on lender assessment and applicant circumstances.

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Commercial Loan Services in Brisbane

We offer several types of commercial loans designed to support different industries, structures and cash flow needs.

Our Brisbane commercial finance options include:

Commercial loans

Flexible funding for purchasing business assets or vehicles.

Commercial leasing

Finance that allows you to use the asset while preserving working capital.

Chattel mortgage

Finance where your business owns the asset from the outset, while the lender takes a mortgage as security.

If it’s movable, has a serial number and serves a business purpose — we can help you finance it.

Who We Support

Thor Finance supports businesses of all sizes across Brisbane, including:

Sole traders purchasing their first commercial vehicle or equipment.

Small and medium enterprises (SMEs) growing their operations or upgrading assets.

Group of professionals sitting and discussing in a modern meeting room

Fleet managers and contractors needing multiple vehicles or machines.

Agribusiness and industrial operators seeking specialised equipment finance.

Note: Information on this page is general and does not consider your personal circumstances. Please seek independent financial advice before making lending decisions.

Why Choose Thor Finance

Local expertise

Brisbane-based brokers who understand commercial industries.

Extensive lender network

Compare options from a wide panel of trusted financiers.

Tailored guidance

Finance structured around your business goals and cash flow.

Responsible lending

Transparent advice focused on long-term financial health.

Our Process

We make commercial finance straightforward and stress-free:

Step 1 icon

Enquiry

Tell us about your business and the asset or funding you need.

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Review

We assess your situation and explore suitable finance options.

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Recommendation

You’ll receive clear explanations of each loan structure.

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Application

We handle all paperwork and communicate with the lender.

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Settlement

Funds are released and your business can move forward with confidence.

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Related Services in Brisbane

We also assist with:

Business Loans

to support cash flow and expansion.

Asset Loans

for vehicles, machinery and tools.

Commercial Leasing

flexible options to manage capital and growth.

Service Areas

Thor Finance proudly supports businesses across Brisbane and the greater surrounding areas — from South Brisbane and Fortitude Valley to Milton, Newstead, West End and beyond.

FAQs

What’s the difference between a commercial loan, lease and chattel mortgage?

A commercial loan provides upfront funds to purchase assets. A lease allows you to use the asset while paying over time. A chattel mortgage gives you ownership immediately, with the asset serving as security.

Can I apply as a sole trader or small business?

Yes. We work with businesses of all sizes, including sole traders, partnerships and companies.

Do I need a deposit for a commercial loan?

It depends on the lender and asset type. We’ll outline what’s required before you apply.

How long does approval take?

Approval times vary depending on documentation and lender assessment. We’ll provide an estimate once we review your application.

Will applying affect my credit score?

Making an enquiry with Thor Finance won’t impact your score. A formal application may involve a credit check, which we’ll discuss before proceeding.

Ready to finance your next business vehicle, machinery or equipment?

Disclaimer: Information on this page is general in nature and does not constitute financial or credit advice. All applications are subject to lender assessment and eligibility criteria. Please consider your personal circumstances or seek professional advice before applying for finance.