Commercial Loans in Brisbane

Finance That Builds Brisbane Businesses — Commercial Loans Made Simple

From trucks and trailers to construction machinery and tools, having the right equipment can drive your business forward.

Thor Finance helps Brisbane businesses access commercial loans and vehicle finance suited to their size, structure and goals. Our brokers compare options across a wide panel of lenders to find practical, flexible finance that supports your growth — without disrupting cash flow.

Introduction

In today’s fast-paced Brisbane business landscape, having access to the right finance can be the key to expansion and efficiency. Whether you’re a sole trader purchasing your first ute, or an established company adding to your fleet, Thor Finance provides commercial lending solutions designed around your goals and financial position.

With access to a wide range of lenders and loan types, we’ll help you find finance that’s suitable for your business — while ensuring your credit health and long-term stability remain front of mind.

Business professionals shaking hands and networking outside an office building

Commercial Loan Services in Brisbane

We offer several types of commercial loans designed to support different industries, structures and cash flow needs.

Our Brisbane commercial finance options include:

Commercial loans

Flexible funding for purchasing business assets or vehicles.

Commercial leasing

Finance that allows you to use the asset while preserving working capital.

Chattel mortgage

Finance where your business owns the asset from the outset, while the lender takes a mortgage as security.

If it’s movable, has a serial number and serves a business purpose — we can help you finance it.

Who We Support

Thor Finance supports businesses of all sizes across Brisbane, including:

Sole traders purchasing their first commercial vehicle or equipment.

Small and medium enterprises (SMEs) growing their operations or upgrading assets.

Group of professionals sitting and discussing in a modern meeting room

Fleet managers and contractors needing multiple vehicles or machines.

Agribusiness and industrial operators seeking specialised equipment finance.

Note: Information on this page is general and does not consider your personal circumstances. Please seek independent financial advice before making lending decisions.

Why Choose Thor Finance

Local expertise

Brisbane-based brokers who understand commercial industries.

Extensive lender network

Compare options from a wide panel of trusted financiers.

Tailored guidance

Finance structured around your business goals and cash flow.

Responsible lending

Transparent advice focused on long-term financial health.

Our Process

We make commercial finance straightforward and stress-free:

Step 1 icon

Enquiry

Tell us about your business and the asset or funding you need.

Step 2 icon

Review

We assess your situation and explore suitable finance options.

Step 3 icon

Recommendation

You’ll receive clear explanations of each loan structure.

Step 4 icon

Application

We handle all paperwork and communicate with the lender.

Step 5 icon

Settlement

Funds are released and your business can move forward with confidence.

Businesswoman standing confidently in office hallway with colleague in background

Related Services in Brisbane

We also assist with:

Business Loans

to support cash flow and expansion.

Asset Loans

for vehicles, machinery and tools.

Commercial Leasing

flexible options to manage capital and growth.

Service Areas

Thor Finance proudly supports businesses across Brisbane and the greater surrounding areas — from South Brisbane and Fortitude Valley to Milton, Newstead, West End and beyond.

FAQs

What’s the difference between a commercial loan, lease and chattel mortgage?

A commercial loan provides upfront funds to purchase assets. A lease allows you to use the asset while paying over time. A chattel mortgage gives you ownership immediately, with the asset serving as security.

Can I apply as a sole trader or small business?

Yes. We work with businesses of all sizes, including sole traders, partnerships and companies.

Do I need a deposit for a commercial loan?

It depends on the lender and asset type. We’ll outline what’s required before you apply.

How long does approval take?

Approval times vary depending on documentation and lender assessment. We’ll provide an estimate once we review your application.

Will applying affect my credit score?

Making an enquiry with Thor Finance won’t impact your score. A formal application may involve a credit check, which we’ll discuss before proceeding.

Ready to finance your next business vehicle, machinery or equipment?

Disclaimer: Information on this page is general in nature and does not constitute financial or credit advice. All applications are subject to lender assessment and eligibility criteria. Please consider your personal circumstances or seek professional advice before applying for finance.