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Personal, Vehicle & Leisure Loans
What type of loan do you need?
Getting behind the wheel of your dream car is more than just a purchase—it’s an exciting new chapter. With Thor Finance’s Asset Loans, we make it easy for you to get the keys to the car you’ve always wanted, with the freedom and flexibility you deserve.
Our financing options are designed to fit your needs, whether you’re looking for competitive rates or a tailored repayment plan. Thor Finance is committed to making the entire process simple and stress-free, so you can focus on enjoying the ride.
Let us help you turn your dream into reality, and make your journey just as rewarding as the destination.”
In the vast highway of car finance options, Muscle Money takes the lead. Our tech-driven platform, combined with a deep understanding of the Australian car finance landscape, ensures you get the right deal from the right lender, tailored to your needs.
We’re not just about getting you behind the wheel; we’re about ensuring the journey is smooth, affordable, and aligned with your aspirations. Our commitment to excellence means we continuously update our offerings, keeping pace with the latest trends in car loan interest rates and lending practices.
This proactive approach guarantees that you receive the most advantageous financing options available.
Why delay when pre-approval is available at any hour? With Thor Finance’s 24/7 pre-approval, you’re always prepared. Whether you discover a great car deal early in the morning or while browsing late at night, you can access financing options whenever you need them.
This always-on service is perfect for today’s fast-moving world, where quick decisions can make all the difference. Our simple and efficient pre-approval process ensures you can secure your car loan without any unwanted hold-ups.
Car loans are secured by the vehicle, meaning the lender has the right to repossess the car if you fail to make payments. Because the car acts as collateral, these loans generally come with lower interest rates compared to personal loans. They are available for both new and used cars, with repayment terms and conditions varying depending on the lender.
Some car loans provide flexible payment options, allowing you to make extra payments or pay off the loan early without facing penalties. Banks, credit unions, and dealerships typically offer car loans, giving you a variety of lenders to choose from.
A novated lease is a three-way agreement between you, your employer, and a finance company. It allows you to lease a vehicle using your pre-tax income, which can lead to substantial tax savings. At the end of the lease, you may have the option to purchase the car, return it, or extend the lease.
Leasing is generally more flexible than a loan when it comes to the initial cost, as it doesn’t require a large upfront deposit. While there are tax benefits available, these depend on your employment status and individual circumstances. However, keep in mind that with a lease, you don’t own the car unless you choose to buy it at the end of the lease term, meaning you won’t build equity in the vehicle.
Whether you want to make additional repayments, pay out the loan early or stick to the full term. We help inform you with the various loan types, interest rates, and the process, so you can make an informed choice that fits your financial needs.
Email us to let us know how we can help you with your business’ Loan requirements.
Thor Finance
ABN 31 629 922 589
