Disclaimer
Clear Information to Support Your Finance Decisions
Before you compare a car loan on your lunch break or map out funding for a new van, it helps to know where our information ends and your circumstances begin. This page explains how to use the content on the Thor Finance website, what it covers, and the boundaries that sit behind every article, tool, and recommendation.
General Information Only
The content published across thorfinance.com.au is provided for general information purposes. It is designed to help you understand loan products, funding options, and how a finance brokerage works in Australia. The material does not take into account your personal financial situation, objectives, or needs, and should not be relied on as the sole basis for any decision.
Before acting on anything you read here, you should consider whether the information is suitable for your circumstances and seek independent advice from a qualified professional where appropriate.
No Personal Financial or Credit Advice
Thor Finance provides credit assistance as a finance brokerage. While our team helps you compare loan options, complete applications, and liaise with lenders, the content on this website does not constitute personal financial advice, tax advice, legal advice, or a personal credit recommendation.
Any suggestions, examples, or illustrations on the website are general in nature. Personalised credit assistance is only provided once you have engaged with one of our brokers, completed the relevant application and assessment process, and received a formal preliminary credit assessment.
Accuracy and Currency of Information
We take reasonable care to ensure that information published on the website is accurate and up to date at the time of writing. However, the finance industry moves quickly. Interest rates, lender policies, fees, product features, and eligibility criteria can change without notice.
Thor Finance does not warrant that the content on the website is complete, current, or error free. You should always confirm product details, rates, and terms directly with the relevant lender or with a Thor Finance broker before making any decision.
Credit Licensing and Regulatory Status
Thor Finance (ABN 31 629 922 589) is an Authorised Credit Representative (Credit Representative Number 557246) of AFAS Group Pty Ltd, which holds Australian Credit Licence 414426.
All credit assistance is provided in accordance with the National Consumer Credit Protection Act 2009 (Cth) and related regulations. Where a loan product is unsuitable for your needs or objectives, we will not recommend or arrange it.
Loan Products, Rates, and Repayments
Any rates, repayment examples, loan amounts, approval timeframes, or product features shown on this website are indicative only. They are provided to help you understand how a product generally works, not to guarantee the outcome of your specific application.
Actual loan terms are set by the lender based on factors such as your credit history, income, expenses, security, loan amount, and the lender’s own credit policy. Approval is not guaranteed. Fees, charges, and terms and conditions apply, and these are disclosed to you in writing before you enter into any loan contract.
Third-Party Links and External Content
The Thor Finance website may contain links to third-party websites, lender portals, calculators, or tools that are operated by other businesses. These links are provided for convenience only.
Thor Finance does not control, endorse, or accept responsibility for the content, accuracy, privacy practices, or availability of any external site. Your use of a third-party site is subject to that site’s own terms and conditions. We recommend you review them carefully before submitting any information.
Testimonials, Reviews, and Case Examples
Client testimonials, reviews, and case studies published on the website reflect the individual experiences of those clients at a particular point in time. They are shared to give you a realistic sense of how we work, not to promise a specific outcome.
Your own experience, loan approval, interest rate, and repayment terms will depend on your personal circumstances and the lender’s assessment. Past results are not a reliable indicator of future outcomes.
Responsible Lending and Your Obligations
Thor Finance is committed to responsible lending. We will only arrange a loan if it is, in our view, not unsuitable for your stated needs, objectives, and financial situation based on the information you provide.
In return, you agree to give us complete, accurate, and honest information during the application process. Any recommendations or credit assistance we offer are based on the information supplied. If that information is incorrect or incomplete, the suitability of any loan arranged may be affected.
Limitation of Liability
To the maximum extent permitted by Australian law, Thor Finance, its directors, employees, and representatives are not liable for any loss, damage, cost, or expense (including indirect or consequential loss) that arises from your use of, or reliance on, any content published on this website.
Nothing in this disclaimer is intended to exclude, restrict, or modify any rights you have under the Australian Consumer Law or other consumer protection legislation that cannot lawfully be excluded.
Intellectual Property
All content on this website, including text, graphics, logos, images, videos, and layout, is owned by or licensed to Thor Finance and is protected by Australian and international copyright and trademark laws.
You may view and print content for personal, non-commercial use. Any other use, including reproduction, republishing, or redistribution, requires our prior written permission.
Changes to This Disclaimer
We may update this disclaimer from time to time to reflect changes in our services, industry requirements, or applicable laws. The most current version is always available on this page, and we encourage you to review it periodically.
Your continued use of the website after any changes means you accept the updated disclaimer.
Governing Law
This disclaimer is governed by the laws of Australia and, where relevant, the state or territory in which Thor Finance operates. Any disputes relating to your use of the website or reliance on its content will be handled in accordance with Australian law.
Contact Us
If you have a question about this disclaimer, the information published on the website, or the credit services we provide, please reach out.
Email: info@thorfinance.com.au
Phone: 0433 835 592
Our team is happy to clarify anything you are unsure about before you apply.
